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At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,695/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.48M · min. income ≈ HK$43,390/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- NO. 20
- Saleable Area
- 621 Saleable ft²
- Gross Area
- 800 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-10 | HK$5.58M | +0.0% 22.4y · 27.0%/yr |
| 2024-09-05 | HK$5.58M | +0.0% 0.5y |
| 2024-02-27 | HK$5.58M | −7.0% 4.7y · −1.0%/yr |
| 2019-07-10 | HK$6.00M | +669.2% 16.6y · 40.0%/yr |
| 2002-11-25 | HK$780K | — |