Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,663/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,326/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-28 | HK$3.20M | −15.8% 8.9y · −2.0%/yr |
| 2016-08-04 | HK$3.80M | +130.3% 6.6y · 20.0%/yr |
| 2009-12-14 | HK$1.65M | +7.1% |
| 2009-09-10 | HK$1.54M | +28.3% |
| 2008-09-02 | HK$1.20M | −17.2% |
| 1997-03-04 | HK$1.45M | +30.6% |
| 1995-10-13 | HK$1.11M | — |