1/F C

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 337 ft² 1/F B 337 ft² 1/F C 321 ft² 1/F D 333 ft² 2/F A 345 ft² 2/F C 324 ft² 3/F A 337 ft² 3/F B 337 ft² 3/F C 324 ft² 4/F A 345 ft² 4/F B 337 ft² 4/F D 333 ft² 5/F B 337 ft² 5/F C 333 ft² 5/F D 333 ft² 6/F A 345 ft² 6/F B 337 ft² 6/F D 333 ft² 7/F B 337 ft² 7/F C 333 ft² 8/F A 337 ft² 8/F B 337 ft² 8/F D 333 ft² 9/F A 337 ft² 9/F D 333 ft² 10/F A 345 ft² 10/F B 337 ft² 10/F C 333 ft² 10/F D 333 ft² 11/F C 333 ft² 11/F D 333 ft² 12/F A 337 ft² 12/F B 337 ft² 12/F C 333 ft² 13/F A 337 ft² 13/F B 337 ft² 13/F C 333 ft² 13/F D 333 ft² 14/F A 337 ft² 14/F B 337 ft² 15/F A 337 ft² 15/F B 337 ft² 15/F C 333 ft² 15/F D 333 ft² 16/F A 337 ft² 16/F B 337 ft² 16/F C 333 ft² 16/F D 333 ft² 18/F A 337 ft² 18/F B 337 ft² 19/F A 337 ft² 19/F D 322 ft² 20/F B 337 ft² 20/F C 333 ft² 20/F D 322 ft² 20/F A 337 ft² 21/F A 337 ft² 21/F B 337 ft² 21/F C 333 ft² 22/F A 337 ft² 22/F B 337 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.09M

≈ HK$12,752 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,854/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,801

−HK$1,053/mo

▼ 0.25% · 3.875%

HK$17,323

−HK$531/mo

Today · 4.125%

HK$17,854

baseline

▲ 0.50% · 4.625%

HK$18,941

+HK$1,087/mo

Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,708/mo (50% DSR)

Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$18,757 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 3 min walk · 197 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 1/F
Flat: C
Saleable Area: 321 Saleable ft²
Gross Area: 421 ft²
Efficiency: 76%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-09-28	HK$7.00M	+7.7% 3.0y · 3.0%/yr	HK$21,807	HK$16,627
2018-09-19	HK$6.50M	+124.1% 7.9y · 16.0%/yr	HK$20,249	HK$15,439
2010-10-29	HK$2.90M	+190.0%	HK$9,034	HK$6,888
2005-03-15	HK$1.00M	+63.9%	HK$3,115	HK$2,375
2003-11-24	HK$610K	—	HK$1,900	HK$1,449

Other appraised units in this building

Data sourced from Renavon.com