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Crescira AVM · estimated value ● Medium confidence
HK$13.29M
≈ HK$17,909 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.99M, with repayments around HK$45,081/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,421
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,740
−HK$1,341/mo
Today · 4.125%
HK$45,081
baseline
▲ 0.50% · 4.625%
HK$47,824
+HK$2,743/mo

Deposit HK$3.99M · loan HK$9.30M · min. income ≈ HK$90,162/mo (50% DSR)

Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$498,308 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
24/F
Flat
B
Saleable Area
742 ft²
Gross Area
1,015 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2016-03-18 HK$13.40M +1.1%
3.2y · 0.0%/yr
2012-12-24 HK$13.25M +82.8%
3.8y
2009-03-19 HK$7.25M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 2 min walk · 109 m
Education
52
schools within 1 km (26 within 500 m)
Daily convenience
50
within 1 km (16 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
67
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 67 parks, libraries and sports venues nearby.

Location

Other appraised units in this building