4/F A4

Central and Western District · Hong Kong Island

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Floor

1/F A2 374 ft² 1/F A4 279 ft² 2/F A1 374 ft² 2/F A3 385 ft² 2/F A5 385 ft² 3/F A4 279 ft² 3/F A5 385 ft² 4/F A1 374 ft² 4/F A2 374 ft² 4/F A3 385 ft² 4/F A4 279 ft² 5/F A1 374 ft² 5/F A3 385 ft² 5/F A4 279 ft² 5/F A5 385 ft² 6/F A1 374 ft² 6/F A2 374 ft² 6/F A3 385 ft² 6/F A4 279 ft² 7/F A2 374 ft² 7/F A3 385 ft² 7/F A4 279 ft² 7/F A5 385 ft² 8/F A3 385 ft² 8/F A4 279 ft² 9/F A1 374 ft² 9/F A2 374 ft² 10/F A3 385 ft² 10/F A4 279 ft² 11/F A5 385 ft² 12/F A1 374 ft² 13/F A1 374 ft² 13/F A2 374 ft² 13/F A3 385 ft² 13/F A4 279 ft² 13/F A5 385 ft² 14/F A1 374 ft² 14/F A2 374 ft² 14/F A4 279 ft² 15/F A4 279 ft² 16/F A1 374 ft² 16/F A2 374 ft² 16/F A3 382 ft² 17/F A2 374 ft² 17/F A4 279 ft² 17/F A5 385 ft² 18/F A1 374 ft² 18/F A2 374 ft² 18/F A3 385 ft² 18/F A5 385 ft² 19/F A3 385 ft² 20/F A2 374 ft² 20/F A3 385 ft² 20/F A4 279 ft² 21/F A1 374 ft² 21/F A4 279 ft² 22/F A2 374 ft² 22/F A3 385 ft² 23/F A1 374 ft² 23/F A5 385 ft² 24/F A4 279 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.82M

≈ HK$13,695 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,667/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$15,683

−HK$984/mo

▼ 0.25% · 3.875%

HK$16,171

−HK$496/mo

Today · 4.125%

HK$16,667

baseline

▲ 0.50% · 4.625%

HK$17,681

+HK$1,014/mo

Deposit HK$382K · loan HK$3.44M · min. income ≈ HK$33,334/mo (50% DSR)

Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 5 min walk · 393 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: A4
Saleable Area: 279 Saleable ft²
Gross Area: 355 ft²
Efficiency: 79%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-09-09	HK$3.63M	−27.4% 6.3y · −4.0%/yr	HK$13,011	HK$10,225
2019-05-08	HK$5.00M	+38.9% 4.8y · 8.0%/yr	HK$17,921	HK$14,084
2014-07-22	HK$3.60M	+67.4%	HK$12,903	HK$10,141
2010-12-02	HK$2.15M	+150.0%	HK$7,706	HK$6,056
2005-10-08	HK$860K	−41.5%	HK$3,082	HK$2,422
1997-05-29	HK$1.47M	—	HK$5,269	HK$4,141

Other appraised units in this building

Data sourced from Renavon.com