28/F A

Central and Western District · Hong Kong Island

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Floor

5/F A 340 ft² 5/F C 334 ft² 5/F D 310 ft² 5/F E 310 ft² 5/F G 334 ft² 5/F H 340 ft² 6/F D 311 ft² 6/F G 334 ft² 6/F H 340 ft² 7/F A 340 ft² 7/F B 334 ft² 7/F D 311 ft² 7/F E 310 ft² 7/F F 334 ft² 7/F H 340 ft² 8/F A 340 ft² 8/F C 334 ft² 8/F D 311 ft² 8/F F 334 ft² 8/F G 334 ft² 8/F H 340 ft² 9/F A 340 ft² 9/F B 334 ft² 9/F C 334 ft² 9/F E 310 ft² 9/F F 334 ft² 9/F G 334 ft² 9/F H 340 ft² 11/F A 340 ft² 11/F C 334 ft² 11/F D 311 ft² 11/F E 310 ft² 11/F F 334 ft² 11/F G 334 ft² 11/F H 340 ft² 12/F A 340 ft² 12/F C 334 ft² 12/F D 311 ft² 12/F H 340 ft² 13/F A 340 ft² 13/F B 334 ft² 13/F C 334 ft² 13/F E 310 ft² 13/F H 340 ft² 14/F A 340 ft² 14/F B 334 ft² 14/F C 334 ft² 14/F D 311 ft² 14/F E 310 ft² 14/F H 340 ft² 15/F A 340 ft² 15/F C 334 ft² 15/F D 310 ft² 16/F C 334 ft² 16/F D 310 ft² 16/F E 311 ft² 16/F F 334 ft² 16/F G 334 ft² 16/F H 340 ft² 17/F A 340 ft² 17/F C 334 ft² 17/F D 310 ft² 17/F E 310 ft² 17/F G 334 ft² 17/F H 340 ft² 18/F A 340 ft² 18/F B 334 ft² 18/F C 334 ft² 18/F D 310 ft² 18/F E 310 ft² 18/F H 340 ft² 19/F A 340 ft² 19/F D 310 ft² 19/F E 310 ft² 19/F H 340 ft² 20/F C 334 ft² 20/F D 310 ft² 20/F E 310 ft² 20/F F 334 ft² 20/F G 334 ft² 20/F H 340 ft² 21/F A 340 ft² 21/F C 334 ft² 21/F D 311 ft² 21/F E 310 ft² 21/F G 334 ft² 21/F H 340 ft² 22/F E 310 ft² 22/F F 334 ft² 22/F G 334 ft² 23/F B 334 ft² 23/F C 334 ft² 23/F D 310 ft² 23/F E 310 ft² 23/F F 334 ft² 23/F G 334 ft² 24/F A 340 ft² 24/F B 334 ft² 24/F D 311 ft² 24/F H 340 ft² 25/F A 340 ft² 25/F B 334 ft² 25/F C 334 ft² 25/F D 311 ft² 25/F E 310 ft² 25/F H 340 ft² 26/F A 340 ft² 26/F D 311 ft² 26/F E 310 ft² 26/F F 334 ft² 26/F G 334 ft² 26/F H 340 ft² 27/F B 334 ft² 27/F F 334 ft² 27/F G 334 ft² 27/F H 340 ft² 28/F A 340 ft² 28/F E 310 ft² 28/F F 334 ft² 28/F G 334 ft² 28/F H 340 ft² 29/F C 334 ft² 29/F D 310 ft² 29/F E 310 ft² 29/F G 334 ft² 30/F A 340 ft² 30/F C 334 ft² 30/F D 310 ft² 30/F E 310 ft² 30/F F 334 ft² 30/F G 334 ft² 31/F A 340 ft² 31/F B 334 ft² 31/F D 310 ft² 31/F E 310 ft² 31/F F 334 ft² 31/F G 334 ft² 32/F A 340 ft² 32/F C 334 ft² 32/F D 310 ft² 32/F E 310 ft² 32/F F 334 ft² 32/F H 340 ft² 33/F A 340 ft² 33/F B 334 ft² 33/F C 334 ft² 33/F D 310 ft² 33/F F 334 ft² 33/F G 334 ft² 33/F H 340 ft² 34/F A 340 ft² 34/F C 334 ft² 34/F E 310 ft² 34/F G 334 ft² 34/F H 340 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.96M

≈ HK$17,536 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$596K, with repayments around HK$26,007/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$24,472

−HK$1,535/mo

▼ 0.25% · 3.875%

HK$25,233

−HK$774/mo

Today · 4.125%

HK$26,007

baseline

▲ 0.50% · 4.625%

HK$27,589

+HK$1,582/mo

Deposit HK$596K · loan HK$5.37M · min. income ≈ HK$52,014/mo (50% DSR)

Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,154 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 5 min walk · 324 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (31 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 62 schools within a 1 km walk.

Everyday convenience — 68 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: A
Saleable Area: 340 Saleable ft²
Gross Area: 450 ft²
Efficiency: 76%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-10-22	HK$6.00M	−25.0% 2.3y · −11.0%/yr	HK$17,647	HK$13,333
2022-06-20	HK$8.00M	+14.3% 4.3y · 3.0%/yr	HK$23,529	HK$17,778
2018-04-06	HK$7.00M	+41.4% 5.4y · 8.0%/yr	HK$20,588	HK$15,556
2012-11-29	HK$4.95M	+79.3%	HK$14,559	HK$11,000
2008-09-25	HK$2.76M	+46.8%	HK$8,118	HK$6,133
2000-01-13	HK$1.88M	−13.8%	HK$5,529	HK$4,178
1996-08-15	HK$2.18M	—	HK$6,412	HK$4,844

Other appraised units in this building

Data sourced from Renavon.com