▼ 0.50% · 3.625%
HK$21,111
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,768
−HK$667/mo
Today · 4.125%
HK$22,435
baseline
▲ 0.50% · 4.625%
HK$23,800
+HK$1,365/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,870/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,486
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,116
−HK$639/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,059
+HK$1,304/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,222
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,944
−HK$734/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$26,180
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$703/mo
Today · 4.125%
HK$27,230
baseline
▲ 0.50% · 4.625%
HK$28,665
+HK$1,435/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,460/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,333
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,121
−HK$801/mo
Today · 4.125%
HK$26,922
baseline
▲ 0.50% · 4.625%
HK$28,560
+HK$1,638/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,844/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,183
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$766/mo
Today · 4.125%
HK$29,705
baseline
▲ 0.50% · 4.625%
HK$31,271
+HK$1,566/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,410/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,444
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,298
−HK$867/mo
Today · 4.125%
HK$29,165
baseline
▲ 0.50% · 4.625%
HK$30,940
+HK$1,775/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,330/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,531
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,350
−HK$831/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$33,877
+HK$1,696/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,475
−HK$934/mo
Today · 4.125%
HK$31,409
baseline
▲ 0.50% · 4.625%
HK$33,320
+HK$1,911/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,818/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,880
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,762
−HK$894/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,483
+HK$1,827/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$1,001/mo
Today · 4.125%
HK$33,652
baseline
▲ 0.50% · 4.625%
HK$35,700
+HK$2,048/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$67,304/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$959/mo
Today · 4.125%
HK$37,132
baseline
▲ 0.50% · 4.625%
HK$39,089
+HK$1,957/mo
Deposit HK$2.31M · loan HK$6.94M · min. income ≈ HK$74,264/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,828
−HK$1,068/mo
Today · 4.125%
HK$35,896
baseline
▲ 0.50% · 4.625%
HK$38,080
+HK$2,184/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,792/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,577
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,585
−HK$1,022/mo
Today · 4.125%
HK$39,607
baseline
▲ 0.50% · 4.625%
HK$41,695
+HK$2,088/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,214/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,889
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,005
−HK$1,134/mo
Today · 4.125%
HK$38,139
baseline
▲ 0.50% · 4.625%
HK$40,460
+HK$2,321/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,278/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,926
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,996
−HK$1,087/mo
Today · 4.125%
HK$42,083
baseline
▲ 0.50% · 4.625%
HK$44,301
+HK$2,218/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,166/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,000
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$39,182
−HK$1,201/mo
Today · 4.125%
HK$40,383
baseline
▲ 0.50% · 4.625%
HK$42,840
+HK$2,457/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$80,766/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,274
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$43,408
−HK$1,150/mo
Today · 4.125%
HK$44,558
baseline
▲ 0.50% · 4.625%
HK$46,907
+HK$2,349/mo
Deposit HK$926K · loan HK$8.33M · min. income ≈ HK$89,116/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$295,814 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).