At today's rate and a 90% mortgage, the deposit on this unit is about HK$464K, with repayments around HK$20,242/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$464K · loan HK$4.18M · min. income ≈ HK$40,484/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$81,565 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 473 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 91%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-04 | HK$4.33M | −27.8% 6.7y · −4.0%/yr |
| 2018-12-11 | HK$6.00M | +100.7% 7.8y · 13.0%/yr |
| 2011-03-03 | HK$2.99M | +49.5% |
| 2009-07-17 | HK$2.00M | −15.3% |
| 1997-08-26 | HK$2.36M | +52.3% |
| 1996-04-10 | HK$1.55M | — |