Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$418K, with repayments around HK$18,249/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$418K · loan HK$3.77M · min. income ≈ HK$36,498/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$36,844 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A
- Saleable Area
- 255 Saleable ft²
- Gross Area
- 398 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-09 | HK$4.00M | −12.1% 8.7y · −1.0%/yr |
| 2017-06-06 | HK$4.55M | +32.3% 3.4y · 9.0%/yr |
| 2014-01-13 | HK$3.44M | +56.4% |
| 2010-08-24 | HK$2.20M | +47.7% |
| 2007-12-24 | HK$1.49M | −29.4% |
| 1997-11-03 | HK$2.11M | +43.5% |
| 1996-10-07 | HK$1.47M | — |