13/F A

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 308 ft² 1/F C 308 ft² 2/F B 270 ft² 2/F C 308 ft² 3/F A 308 ft² 3/F B 270 ft² 3/F C 308 ft² 4/F A 308 ft² 4/F B 270 ft² 4/F C 308 ft² 5/F A 308 ft² 5/F B 270 ft² 5/F C 308 ft² 6/F A 308 ft² 6/F B 270 ft² 7/F A 308 ft² 7/F B 270 ft² 7/F C 308 ft² 8/F A 308 ft² 8/F B 270 ft² 9/F A 308 ft² 9/F B 270 ft² 9/F C 308 ft² 10/F A 308 ft² 10/F B 270 ft² 11/F A 308 ft² 11/F B 270 ft² 12/F B 270 ft² 12/F C 308 ft² 13/F A 308 ft² 13/F B 270 ft² 14/F A 308 ft² 14/F B 270 ft² 14/F C 308 ft² 15/F B 270 ft² 15/F C 308 ft² 16/F A 308 ft² 16/F B 270 ft² 16/F C 308 ft² 17/F A 308 ft² 17/F B 270 ft² 17/F C 308 ft² 18/F A 308 ft² 18/F B 270 ft² 18/F C 308 ft² 19/F A 308 ft² 19/F B 270 ft² 19/F C 308 ft² 20/F A 308 ft² 20/F B 270 ft² 20/F C 308 ft² 21/F A 308 ft² 21/F B 270 ft² 21/F C 308 ft² 22/F B 270 ft² 22/F C 308 ft² 23/F B 598 ft² 23/F C 645 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.13M

≈ HK$16,651 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,370/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$21,050

−HK$1,320/mo

▼ 0.25% · 3.875%

HK$21,704

−HK$666/mo

Today · 4.125%

HK$22,370

baseline

▲ 0.50% · 4.625%

HK$23,731

+HK$1,361/mo

Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,740/mo (50% DSR)

Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,391 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 2 min walk · 102 m

Education

schools within 1 km (23 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 13/F
Flat: A
Saleable Area: 308 Saleable ft²
Gross Area: 515 ft²
Efficiency: 60%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-07-07	HK$6.15M	+7.0% 3.2y · 2.0%/yr	HK$19,968	HK$11,942
2017-05-08	HK$5.75M	+82.5% 6.3y · 13.0%/yr	HK$18,669	HK$11,165
2011-02-07	HK$3.15M	+46.5%	HK$10,227	HK$6,116
2008-01-10	HK$2.15M	+30.3%	HK$6,980	HK$4,175
1999-10-29	HK$1.65M	−36.5%	HK$5,357	HK$3,204
1997-04-24	HK$2.60M	—	HK$8,442	HK$5,048

Other appraised units in this building

Data sourced from Renavon.com