▼ 0.50% · 3.625%
HK$20,110
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,736
−HK$635/mo
Today · 4.125%
HK$21,371
baseline
▲ 0.50% · 4.625%
HK$22,672
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,742/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,372
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,972
−HK$609/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$24,824
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,121
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$699/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,610
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,270
−HK$669/mo
Today · 4.125%
HK$25,939
baseline
▲ 0.50% · 4.625%
HK$27,306
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,878/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,132
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$762/mo
Today · 4.125%
HK$25,645
baseline
▲ 0.50% · 4.625%
HK$27,206
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,290/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,567
−HK$730/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,143
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,956
−HK$827/mo
Today · 4.125%
HK$27,783
baseline
▲ 0.50% · 4.625%
HK$29,473
+HK$1,690/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,566/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,084
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,864
−HK$791/mo
Today · 4.125%
HK$30,655
baseline
▲ 0.50% · 4.625%
HK$32,271
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,310/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,154
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,030
−HK$890/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,740
+HK$1,820/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,321
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,161
−HK$852/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$34,754
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,165
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,103
−HK$954/mo
Today · 4.125%
HK$32,057
baseline
▲ 0.50% · 4.625%
HK$34,007
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,114/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,558
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,458
−HK$913/mo
Today · 4.125%
HK$35,371
baseline
▲ 0.50% · 4.625%
HK$37,236
+HK$1,865/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,742/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,176
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,177
−HK$1,017/mo
Today · 4.125%
HK$34,194
baseline
▲ 0.50% · 4.625%
HK$36,274
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,388/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,796
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,756
−HK$974/mo
Today · 4.125%
HK$37,730
baseline
▲ 0.50% · 4.625%
HK$39,718
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,460/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,187
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,251
−HK$1,080/mo
Today · 4.125%
HK$36,331
baseline
▲ 0.50% · 4.625%
HK$38,542
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,662/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,033
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,053
−HK$1,035/mo
Today · 4.125%
HK$40,088
baseline
▲ 0.50% · 4.625%
HK$42,201
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,176/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,198
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$1,144/mo
Today · 4.125%
HK$38,468
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,341/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,936/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,096/mo
Today · 4.125%
HK$42,446
baseline
▲ 0.50% · 4.625%
HK$44,683
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,892/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,577 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).