▼ 0.50% · 3.625%
HK$22,022
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,707
−HK$696/mo
Today · 4.125%
HK$23,403
baseline
▲ 0.50% · 4.625%
HK$24,827
+HK$1,424/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,806/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,500
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,157
−HK$666/mo
Today · 4.125%
HK$25,823
baseline
▲ 0.50% · 4.625%
HK$27,185
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,646/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,225
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$766/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,566/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,950
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$734/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,497/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,427
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,249
−HK$835/mo
Today · 4.125%
HK$28,084
baseline
▲ 0.50% · 4.625%
HK$29,793
+HK$1,709/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,168/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,400
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,188
−HK$800/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,621
+HK$1,633/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,629
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,520
−HK$904/mo
Today · 4.125%
HK$30,424
baseline
▲ 0.50% · 4.625%
HK$32,276
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,848/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,850
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,704
−HK$866/mo
Today · 4.125%
HK$33,570
baseline
▲ 0.50% · 4.625%
HK$35,340
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,140/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,831
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,790
−HK$975/mo
Today · 4.125%
HK$32,765
baseline
▲ 0.50% · 4.625%
HK$34,758
+HK$1,993/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,530/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,300
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$934/mo
Today · 4.125%
HK$36,153
baseline
▲ 0.50% · 4.625%
HK$38,058
+HK$1,905/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,306/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,034
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,061
−HK$1,044/mo
Today · 4.125%
HK$35,105
baseline
▲ 0.50% · 4.625%
HK$37,241
+HK$2,136/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,210/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,750
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,735
−HK$1,000/mo
Today · 4.125%
HK$38,735
baseline
▲ 0.50% · 4.625%
HK$40,777
+HK$2,042/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,470/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,236
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$1,113/mo
Today · 4.125%
HK$37,445
baseline
▲ 0.50% · 4.625%
HK$39,724
+HK$2,279/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,890/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,200
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,251
−HK$1,066/mo
Today · 4.125%
HK$41,317
baseline
▲ 0.50% · 4.625%
HK$43,495
+HK$2,178/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,634/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,438
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$38,603
−HK$1,183/mo
Today · 4.125%
HK$39,786
baseline
▲ 0.50% · 4.625%
HK$42,207
+HK$2,421/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,572/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,650
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,767
−HK$1,133/mo
Today · 4.125%
HK$43,900
baseline
▲ 0.50% · 4.625%
HK$46,214
+HK$2,314/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,800/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,640
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,873
−HK$1,253/mo
Today · 4.125%
HK$42,126
baseline
▲ 0.50% · 4.625%
HK$44,689
+HK$2,563/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,252/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,099
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,282
−HK$1,200/mo
Today · 4.125%
HK$46,482
baseline
▲ 0.50% · 4.625%
HK$48,932
+HK$2,450/mo
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$92,964/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).