▼ 0.50% · 3.625%
HK$20,468
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,105
−HK$647/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$23,075
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,771
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,381
−HK$620/mo
Today · 4.125%
HK$24,001
baseline
▲ 0.50% · 4.625%
HK$25,266
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,002/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$712/mo
Today · 4.125%
HK$23,927
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,854/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,048
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$682/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$27,793
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,562
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,326
−HK$776/mo
Today · 4.125%
HK$26,102
baseline
▲ 0.50% · 4.625%
HK$27,690
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,204/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,325
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,058
−HK$743/mo
Today · 4.125%
HK$28,801
baseline
▲ 0.50% · 4.625%
HK$30,319
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,602/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,609
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,436
−HK$841/mo
Today · 4.125%
HK$28,277
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,554/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,602
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$805/mo
Today · 4.125%
HK$31,201
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,402/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,655
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,547
−HK$905/mo
Today · 4.125%
HK$30,452
baseline
▲ 0.50% · 4.625%
HK$32,305
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,904/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,879
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,734
−HK$867/mo
Today · 4.125%
HK$33,601
baseline
▲ 0.50% · 4.625%
HK$35,372
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,202/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$971/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,613
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$929/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,749
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,768
−HK$1,035/mo
Today · 4.125%
HK$34,803
baseline
▲ 0.50% · 4.625%
HK$36,920
+HK$2,117/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,606/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,433
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$991/mo
Today · 4.125%
HK$38,401
baseline
▲ 0.50% · 4.625%
HK$40,426
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,802/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,796
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$1,100/mo
Today · 4.125%
HK$36,978
baseline
▲ 0.50% · 4.625%
HK$39,228
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,956/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,748
−HK$1,053/mo
Today · 4.125%
HK$40,801
baseline
▲ 0.50% · 4.625%
HK$42,952
+HK$2,151/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,602/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,843
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,989
−HK$1,164/mo
Today · 4.125%
HK$39,153
baseline
▲ 0.50% · 4.625%
HK$41,535
+HK$2,382/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,306/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,987
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,115/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,288 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).