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Crescira AVM · estimated value Medium confidence
HK$13.74M
≈ HK$20,390 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.12M, with repayments around HK$46,623/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,871
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$45,236
−HK$1,387/mo
Today · 4.125%
HK$46,623
baseline
▲ 0.50% · 4.625%
HK$49,459
+HK$2,836/mo

Deposit HK$4.12M · loan HK$9.62M · min. income ≈ HK$93,246/mo (50% DSR)

Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$515,350 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
38/F
Flat
A
Saleable Area
674 ft²
Gross Area
996 ft²
Efficiency
68%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-04-10 HK$11.00M +2.5%
13.4y
2011-11-30 HK$10.73M +33.6%
2009-10-05 HK$8.03M −1.1%
2008-01-16 HK$8.12M +53.2%
2004-07-12 HK$5.30M +10.2%
2001-12-11 HK$4.81M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 5 min walk · 352 m
Education
46
schools within 1 km (24 within 500 m)
Daily convenience
38
within 1 km (22 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
59
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 59 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com