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Crescira AVM · estimated value ● Medium confidence
HK$15.47M
≈ HK$22,224 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.64M, with repayments around HK$52,476/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$49,380
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,916
−HK$1,560/mo
Today · 4.125%
HK$52,476
baseline
▲ 0.50% · 4.625%
HK$55,669
+HK$3,193/mo

Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,952/mo (50% DSR)

Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,054 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
32/F
Flat
B
Saleable Area
696 ft²
Gross Area
995 ft²
Efficiency
70%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2010-04-15 HK$7.85M +6.4%
2.2y
2008-02-21 HK$7.38M +12.3%
2.9y
2005-03-17 HK$6.57M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 7 min walk · 484 m
Education
46
schools within 1 km (27 within 500 m)
Daily convenience
61
within 1 km (20 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building