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Home Central and Western District Cadogan

38/F B

in Cadogan

Central and Western District · Hong Kong Island

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6/F A 889 ft² 6/F B 326 ft² 6/F C 352 ft² 6/F D 389 ft² 6/F E 710 ft² 7/F A 915 ft² 7/F B 348 ft² 7/F C 375 ft² 7/F D 410 ft² 7/F E 733 ft² 8/F A 915 ft² 8/F B 348 ft² 8/F C 375 ft² 8/F D 410 ft² 8/F E 733 ft² 9/F A 915 ft² 9/F B 348 ft² 9/F C 375 ft² 9/F D 410 ft² 9/F E 733 ft² 10/F A 915 ft² 10/F B 348 ft² 10/F C 375 ft² 10/F D 410 ft² 10/F E 733 ft² 11/F A 915 ft² 11/F B 348 ft² 11/F C 375 ft² 11/F D 410 ft² 11/F E 733 ft² 12/F A 915 ft² 12/F B 348 ft² 12/F C 375 ft² 12/F D 410 ft² 12/F E 733 ft² 15/F A 915 ft² 15/F B 348 ft² 15/F C 375 ft² 15/F D 410 ft² 15/F E 733 ft² 16/F A 915 ft² 16/F B 348 ft² 16/F C 375 ft² 16/F D 410 ft² 16/F E 733 ft² 17/F A 915 ft² 17/F B 348 ft² 17/F C 375 ft² 17/F D 410 ft² 17/F E 733 ft² 18/F A 915 ft² 18/F B 348 ft² 18/F C 375 ft² 18/F D 410 ft² 18/F E 733 ft² 19/F A 915 ft² 19/F B 348 ft² 19/F C 375 ft² 19/F D 410 ft² 19/F E 733 ft² 20/F A 915 ft² 20/F B 348 ft² 20/F C 375 ft² 20/F D 410 ft² 20/F E 733 ft² 21/F A 915 ft² 21/F B 348 ft² 21/F C 375 ft² 21/F D 410 ft² 21/F E 733 ft² 22/F A 915 ft² 22/F B 348 ft² 22/F C 375 ft² 22/F D 410 ft² 22/F E 733 ft² 23/F A 915 ft² 23/F B 348 ft² 23/F C 375 ft² 23/F D 410 ft² 23/F E 733 ft² 25/F A 25/F B 348 ft² 25/F C 375 ft² 25/F D 410 ft² 25/F E 733 ft² 26/F B 348 ft² 26/F C 375 ft² 26/F D 410 ft² 26/F E 733 ft² 27/F A 915 ft² 27/F B 348 ft² 27/F C 375 ft² 27/F D 410 ft² 27/F E 733 ft² 29/F A 915 ft² 29/F B 348 ft² 29/F C 375 ft² 29/F D 410 ft² 29/F E 733 ft² 30/F A 915 ft² 30/F B 348 ft² 30/F C 375 ft² 30/F D 410 ft² 30/F E 733 ft² 31/F A 915 ft² 31/F B 348 ft² 31/F C 375 ft² 31/F D 410 ft² 31/F E 733 ft² 32/F A 915 ft² 32/F B 348 ft² 32/F C 375 ft² 32/F D 410 ft² 32/F E 733 ft² 33/F A 915 ft² 33/F B 348 ft² 33/F C 375 ft² 33/F D 410 ft² 33/F E 733 ft² 35/F B 348 ft² 35/F C 375 ft² 35/F E 733 ft² 36/F A 916 ft² 36/F B 346 ft² 36/F C 377 ft² 36/F D 410 ft² 36/F E 731 ft² 37/F A 916 ft² 37/F B 346 ft² 37/F C 377 ft² 37/F D 410 ft² 37/F E 731 ft² 38/F A 916 ft² 38/F B 346 ft² 38/F C 377 ft² 38/F D 410 ft² 38/F E 731 ft² 39/F A 916 ft² 39/F B 346 ft² 39/F C 377 ft² 39/F D 410 ft² 39/F E 731 ft² 40/F A 916 ft² 40/F B 346 ft² 40/F C 377 ft² 40/F D 410 ft² 40/F E 731 ft² 41/F A 916 ft² 41/F B 346 ft² 41/F C 377 ft² 41/F D 410 ft² 41/F E 731 ft² 42/F A 916 ft² 42/F B 346 ft² 42/F C 377 ft² 42/F E 731 ft² 43/F A 916 ft² 43/F B 346 ft² 43/F C 377 ft² 43/F E 731 ft² 45/F A 916 ft² 45/F B 346 ft² 45/F C 377 ft² 45/F D 410 ft² 45/F E 731 ft² 46/F A 916 ft² 46/F B 346 ft² 46/F C 377 ft² 46/F D 410 ft² 46/F E 731 ft² 47/F A 916 ft² 47/F B 346 ft² 47/F C 377 ft² 47/F E 731 ft² 48/F A 1,045 ft² 48/F B 699 ft² 48/F C 856 ft² 49/F A 1,045 ft² 49/F B 720 ft² 49/F C 856 ft² 50/F A 1,045 ft² 50/F B 720 ft² 50/F C 856 ft² 51/F A 1,045 ft² 51/F B 720 ft² 51/F C 856 ft² 52/F A 1,045 ft² 53/F A 2,167 ft² 53/F B 1,777 ft²
Crescira AVM · estimated value ● Medium confidence
HK$9.41M
≈ HK$27,199 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$941K, with repayments around HK$41,048/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$38,626
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,828
−HK$1,220/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,546
+HK$2,498/mo

Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,096/mo (50% DSR)

Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,077 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 3 min walk · 230 m
Education
29
schools within 1 km (15 within 500 m)
Daily convenience
31
within 1 km (21 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
50
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
38/F
Flat
B
Saleable Area
346 Saleable ft²
Gross Area
443 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-08-02 HK$9.55M +2.4%
6.7y · 0.0%/yr
2012-11-16 HK$9.33M +0.0%
2012-08-30 HK$9.33M —

Other appraised units in this building

6/F A
889 ft²
HK$21.24M
6/F B
326 ft²
HK$7.70M
6/F C
352 ft²
HK$8.18M
6/F D
389 ft²
HK$8.89M
6/F E
710 ft²
HK$16.59M
7/F A
915 ft²
HK$21.53M
Data sourced from Renavon.com