7/F D

in NO. 63 POK FU LAM ROAD TOWER 2 (EMERALD HOUSE)

Central and Western District · Hong Kong Island

Switch unit

Floor

5/F A 275 ft² 5/F B 310 ft² 5/F C 271 ft² 5/F D 270 ft² 5/F E 494 ft² 5/F F 281 ft² 6/F A 275 ft² 6/F B 310 ft² 6/F C 271 ft² 6/F D 270 ft² 6/F E 494 ft² 6/F F 281 ft² 7/F A 275 ft² 7/F B 310 ft² 7/F C 271 ft² 7/F D 270 ft² 7/F E 494 ft² 7/F F 281 ft² 8/F A 275 ft² 8/F B 310 ft² 8/F C 271 ft² 8/F D 270 ft² 8/F E 494 ft² 8/F F 281 ft² 9/F A 275 ft² 9/F B 310 ft² 9/F C 271 ft² 9/F D 270 ft² 9/F E 494 ft² 9/F F 281 ft² 10/F A 275 ft² 10/F B 310 ft² 10/F C 271 ft² 10/F D 270 ft² 10/F E 494 ft² 10/F F 281 ft² 11/F A 275 ft² 11/F B 310 ft² 11/F C 271 ft² 11/F D 270 ft² 11/F E 494 ft² 11/F F 281 ft² 12/F A 275 ft² 12/F B 310 ft² 12/F C 271 ft² 12/F D 270 ft² 12/F E 494 ft² 12/F F 281 ft² 15/F A 276 ft² 15/F F 281 ft² 16/F A 275 ft² 16/F B 310 ft² 16/F C 271 ft² 16/F D 270 ft² 16/F E 494 ft² 16/F F 281 ft² 17/F A 275 ft² 17/F B 310 ft² 17/F C 271 ft² 17/F D 270 ft² 17/F E 494 ft² 17/F F 281 ft² 18/F A 275 ft² 18/F B 310 ft² 18/F E 494 ft² 18/F F 281 ft² 19/F A 275 ft² 19/F F 281 ft² 20/F A 275 ft² 20/F B 310 ft² 20/F C 271 ft² 20/F D 270 ft² 20/F F 281 ft² 21/F A 275 ft² 21/F B 310 ft² 21/F C 271 ft² 21/F D 270 ft² 21/F F 281 ft² 22/F A 275 ft² 22/F B 310 ft² 22/F C 271 ft² 22/F D 270 ft² 22/F F 281 ft² 23/F A 275 ft² 23/F C 271 ft² 23/F D 270 ft² 23/F E 494 ft² 23/F F 281 ft² 23/F B 310 ft² 25/F A 275 ft² 25/F B 310 ft² 25/F C 271 ft² 25/F D 270 ft² 25/F E 494 ft² 25/F F 281 ft² 26/F A 275 ft² 26/F B 310 ft² 26/F C 271 ft² 26/F D 270 ft² 26/F E 494 ft² 26/F F 281 ft² 27/F A 275 ft² 27/F B 310 ft² 27/F C 271 ft² 27/F D 270 ft² 27/F E 494 ft² 27/F F 281 ft² 28/F A 275 ft² 28/F B 310 ft² 28/F C 271 ft² 28/F D 270 ft² 28/F E 494 ft² 28/F F 281 ft² 29/F A 275 ft² 29/F B 310 ft² 29/F C 271 ft² 29/F D 270 ft² 29/F E 494 ft² 29/F F 281 ft² 30/F A 858 ft² 30/F B 1,154 ft² 31/F A 859 ft² 31/F B 1,154 ft² 32/F A 859 ft² 32/F B 1,154 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.74M

≈ HK$24,946 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$674K, with repayments around HK$29,379/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$27,646

−HK$1,733/mo

▼ 0.25% · 3.875%

HK$28,505

−HK$874/mo

Today · 4.125%

HK$29,379

baseline

▲ 0.50% · 4.625%

HK$31,167

+HK$1,788/mo

Deposit HK$674K · loan HK$6.06M · min. income ≈ HK$58,758/mo (50% DSR)

Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$202,065 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 4 min walk · 286 m

Education

schools within 1 km (23 within 500 m)

Daily convenience

within 1 km (23 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 7/F
Flat: D
Saleable Area: 270 Saleable ft²
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-12-10	HK$6.28M	+12.5% 7.7y · −2.0%/yr	HK$23,259	—
2024-04-18	HK$5.58M	−27.0% 6.1y · −4.0%/yr	HK$20,667	—
2018-03-28	HK$7.64M	—	HK$28,300	—

Other appraised units in this building

Data sourced from Renavon.com