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16/F A

in Centre Place

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$14.41M
≈ HK$22,579 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.32M, with repayments around HK$48,872/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,988
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,418
−HK$1,454/mo
Today · 4.125%
HK$48,872
baseline
▲ 0.50% · 4.625%
HK$51,846
+HK$2,974/mo

Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,744/mo (50% DSR)

Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,211 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
A
Saleable Area
638 ft²
Gross Area
870 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-07-26 HK$3.20M −79.4%
2019-01-28 HK$15.50M +22.2%
4.1y
2015-01-06 HK$12.68M +24.3%
2010-11-04 HK$10.20M +45.1%
2007-01-13 HK$7.03M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 4 min walk · 316 m
Education
50
schools within 1 km (24 within 500 m)
Daily convenience
56
within 1 km (25 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com