▼ 0.50% · 3.625%
HK$20,993
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,646
−HK$663/mo
Today · 4.125%
HK$22,309
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,358/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,618/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,354
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$635/mo
Today · 4.125%
HK$24,616
baseline
▲ 0.50% · 4.625%
HK$25,914
+HK$1,298/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,232/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$730/mo
Today · 4.125%
HK$24,540
baseline
▲ 0.50% · 4.625%
HK$26,033
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,080/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,690
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,379
−HK$699/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,505
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,191
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,975
−HK$796/mo
Today · 4.125%
HK$26,771
baseline
▲ 0.50% · 4.625%
HK$28,400
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,542/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,025
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,777
−HK$762/mo
Today · 4.125%
HK$29,539
baseline
▲ 0.50% · 4.625%
HK$31,096
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,078/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,291
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,140
−HK$862/mo
Today · 4.125%
HK$29,002
baseline
▲ 0.50% · 4.625%
HK$30,767
+HK$1,765/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$58,004/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,361
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,175
−HK$826/mo
Today · 4.125%
HK$32,001
baseline
▲ 0.50% · 4.625%
HK$33,688
+HK$1,687/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$64,002/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$929/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,696
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,573
−HK$889/mo
Today · 4.125%
HK$34,462
baseline
▲ 0.50% · 4.625%
HK$36,279
+HK$1,817/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,924/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,489
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,469
−HK$995/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,500
+HK$2,036/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,031
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$953/mo
Today · 4.125%
HK$36,924
baseline
▲ 0.50% · 4.625%
HK$38,870
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,848/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,588
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,633
−HK$1,062/mo
Today · 4.125%
HK$35,695
baseline
▲ 0.50% · 4.625%
HK$37,867
+HK$2,172/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,390/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,367
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,369
−HK$1,017/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,462
+HK$2,076/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,688
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,798
−HK$1,128/mo
Today · 4.125%
HK$37,926
baseline
▲ 0.50% · 4.625%
HK$40,233
+HK$2,307/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,852/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,702
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,767
−HK$1,080/mo
Today · 4.125%
HK$41,847
baseline
▲ 0.50% · 4.625%
HK$44,053
+HK$2,206/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,694/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,787
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,962
−HK$1,195/mo
Today · 4.125%
HK$40,157
baseline
▲ 0.50% · 4.625%
HK$42,600
+HK$2,443/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,314/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,038
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,165
−HK$1,144/mo
Today · 4.125%
HK$44,309
baseline
▲ 0.50% · 4.625%
HK$46,644
+HK$2,335/mo
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$88,618/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).