▼ 0.50% · 3.625%
HK$21,038
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,693
−HK$665/mo
Today · 4.125%
HK$22,358
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,716/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$637/mo
Today · 4.125%
HK$24,670
baseline
▲ 0.50% · 4.625%
HK$25,970
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,340/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,142
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,862
−HK$731/mo
Today · 4.125%
HK$24,593
baseline
▲ 0.50% · 4.625%
HK$26,090
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,186/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,436
−HK$700/mo
Today · 4.125%
HK$27,136
baseline
▲ 0.50% · 4.625%
HK$28,567
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,272/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,031
−HK$798/mo
Today · 4.125%
HK$26,829
baseline
▲ 0.50% · 4.625%
HK$28,462
+HK$1,633/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,658/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,086
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$764/mo
Today · 4.125%
HK$29,603
baseline
▲ 0.50% · 4.625%
HK$31,164
+HK$1,561/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,206/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,201
−HK$864/mo
Today · 4.125%
HK$29,065
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,769/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,130/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,427
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$827/mo
Today · 4.125%
HK$32,070
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,140/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,370
−HK$931/mo
Today · 4.125%
HK$31,301
baseline
▲ 0.50% · 4.625%
HK$33,205
+HK$1,904/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,602/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,767
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,646
−HK$891/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$1,821/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$998/mo
Today · 4.125%
HK$33,537
baseline
▲ 0.50% · 4.625%
HK$35,577
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,074/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,108
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,049
−HK$955/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$1,951/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,661
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,708
−HK$1,064/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$2,177/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,448
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,452
−HK$1,019/mo
Today · 4.125%
HK$39,471
baseline
▲ 0.50% · 4.625%
HK$41,552
+HK$2,081/mo
Deposit HK$1.85M · loan HK$7.38M · min. income ≈ HK$78,942/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,765
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,878
−HK$1,130/mo
Today · 4.125%
HK$38,008
baseline
▲ 0.50% · 4.625%
HK$40,321
+HK$2,313/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$76,016/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,789
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,856
−HK$1,082/mo
Today · 4.125%
HK$41,938
baseline
▲ 0.50% · 4.625%
HK$44,149
+HK$2,211/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,876/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,869
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,047
−HK$1,197/mo
Today · 4.125%
HK$40,244
baseline
▲ 0.50% · 4.625%
HK$42,693
+HK$2,449/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$80,488/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,129
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,259
−HK$1,146/mo
Today · 4.125%
HK$44,405
baseline
▲ 0.50% · 4.625%
HK$46,746
+HK$2,341/mo
Deposit HK$923K · loan HK$8.30M · min. income ≈ HK$88,810/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$292,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).