3/F A

Central and Western District · Hong Kong Island

Switch unit

Floor

2/F A 498 ft² 2/F B 367 ft² 2/F C 351 ft² 3/F B 367 ft² 3/F C 351 ft² 3/F A 498 ft² 5/F A 498 ft² 5/F B 367 ft² 5/F C 351 ft² 6/F A 498 ft² 6/F B 367 ft² 6/F C 351 ft² 7/F A 498 ft² 7/F B 367 ft² 7/F C 351 ft² 8/F A 498 ft² 8/F B 367 ft² 8/F C 351 ft² 9/F A 498 ft² 9/F B 367 ft² 9/F C 351 ft² 10/F A 498 ft² 10/F B 367 ft² 10/F C 351 ft² 11/F A 498 ft² 11/F B 367 ft² 11/F C 351 ft² 12/F A 498 ft² 12/F B 367 ft² 12/F C 351 ft² 13/F A 498 ft² 13/F B 367 ft² 13/F C 351 ft² 15/F A 498 ft² 15/F B 367 ft² 15/F C 351 ft² 16/F A 498 ft² 16/F B 367 ft² 16/F C 351 ft² 17/F A 498 ft² 17/F B 367 ft² 17/F C 351 ft² 18/F A 498 ft² 18/F B 367 ft² 18/F C 351 ft² 19/F A 498 ft² 19/F B 367 ft² 19/F C 351 ft² 20/F A 498 ft² 20/F B 367 ft² 20/F C 351 ft² 21/F A 498 ft² 21/F B 367 ft² 21/F C 351 ft² 22/F A 498 ft² 22/F B 367 ft² 22/F C 351 ft² 23/F A 498 ft² 23/F B 367 ft² 23/F C 351 ft² 25/F A 498 ft² 25/F B 367 ft² 25/F C 351 ft² 26/F A 498 ft² 26/F B 367 ft² 26/F C 351 ft² 27/F A 498 ft² 27/F B 367 ft² 27/F C 351 ft² 28/F A 498 ft² 28/F B 367 ft² 28/F C 351 ft² 29/F A 498 ft² 29/F B 367 ft² 29/F C 351 ft² 30/F A 498 ft² 30/F B 367 ft² 30/F C 351 ft² 31/F A 498 ft² 31/F B 367 ft² 31/F C 351 ft² 32/F A 498 ft² 32/F B 367 ft² 32/F C 351 ft² 33/F A 498 ft² 33/F B 367 ft² 33/F C 351 ft² 35/F A 498 ft² 35/F B 367 ft² 35/F C 351 ft² 36/F A 498 ft² 36/F B 367 ft² 36/F C 351 ft² 37/F A 498 ft² 37/F B 367 ft² 37/F C 351 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$8.09M

≈ HK$16,245 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$809K, with repayments around HK$35,288/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$33,206

−HK$2,082/mo

▼ 0.25% · 3.875%

HK$34,238

−HK$1,050/mo

Today · 4.125%

HK$35,288

baseline

▲ 0.50% · 4.625%

HK$37,435

+HK$2,147/mo

Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,576/mo (50% DSR)

Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,704 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 5 min walk · 389 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (31 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 3/F
Flat: A
Saleable Area: 498 Saleable ft²
Gross Area: 753 ft²
Efficiency: 66%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-07-07	HK$8.72M	−5.7% 7.4y	HK$17,510	HK$11,580
2019-01-31	HK$9.25M	+85.0% 10.9y · 8.0%/yr	HK$18,574	HK$12,284
2008-02-28	HK$5.00M	+36.2%	HK$10,040	HK$6,640
2005-11-15	HK$3.67M	+26.6%	HK$7,370	HK$4,874
2004-12-03	HK$2.90M	+17.4%	HK$5,823	HK$3,851
1999-05-15	HK$2.47M	—	HK$4,960	HK$3,280

Other appraised units in this building

Data sourced from Renavon.com