▼ 0.50% · 3.625%
HK$21,860
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,540
−HK$690/mo
Today · 4.125%
HK$23,230
baseline
▲ 0.50% · 4.625%
HK$24,644
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,460/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,319
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,971
−HK$662/mo
Today · 4.125%
HK$25,633
baseline
▲ 0.50% · 4.625%
HK$26,984
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,266/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,046
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$759/mo
Today · 4.125%
HK$25,553
baseline
▲ 0.50% · 4.625%
HK$27,108
+HK$1,555/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,106/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,751
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,468
−HK$728/mo
Today · 4.125%
HK$28,196
baseline
▲ 0.50% · 4.625%
HK$29,682
+HK$1,486/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,392/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,232
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,048
−HK$829/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,182
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,965
−HK$794/mo
Today · 4.125%
HK$30,759
baseline
▲ 0.50% · 4.625%
HK$32,380
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,518/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,418
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$898/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$32,037
+HK$1,837/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,614
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,462
−HK$860/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,079
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,604
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$968/mo
Today · 4.125%
HK$32,523
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,046/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,046
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,959
−HK$927/mo
Today · 4.125%
HK$35,886
baseline
▲ 0.50% · 4.625%
HK$37,777
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,772/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,789
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$1,037/mo
Today · 4.125%
HK$34,846
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$2,120/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,692/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,456
−HK$993/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,026/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,975
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,063
−HK$1,106/mo
Today · 4.125%
HK$37,169
baseline
▲ 0.50% · 4.625%
HK$39,430
+HK$2,261/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,338/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,910
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,953
−HK$1,059/mo
Today · 4.125%
HK$41,012
baseline
▲ 0.50% · 4.625%
HK$43,174
+HK$2,162/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,024/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,161
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,317
−HK$1,175/mo
Today · 4.125%
HK$39,492
baseline
▲ 0.50% · 4.625%
HK$41,895
+HK$2,403/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$78,984/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,342
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,450
−HK$1,125/mo
Today · 4.125%
HK$43,575
baseline
▲ 0.50% · 4.625%
HK$45,872
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,150/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,347
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,571
−HK$1,244/mo
Today · 4.125%
HK$41,815
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,544/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,630/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,774
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,191/mo
Today · 4.125%
HK$46,139
baseline
▲ 0.50% · 4.625%
HK$48,571
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,278/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,649 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).