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At today's rate and a 90% mortgage, the deposit on this unit is about HK$723K, with repayments around HK$31,526/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,828 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- D
- Saleable Area
- 314 Saleable ft²
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-14 | HK$6.00M | +0.0% 5.2y · −5.0%/yr |
| 2024-12-16 | HK$6.00M | −23.9% 4.6y · −5.0%/yr |
| 2020-05-05 | HK$7.89M | +10.6% 5.6y · 2.0%/yr |
| 2014-09-29 | HK$7.13M | — |