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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,248/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,496/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-20 | HK$5.13M | +22.7% 3.2y · 7.0%/yr |
| 2017-03-09 | HK$4.18M | +63.9% 6.0y · 11.0%/yr |
| 2011-03-30 | HK$2.55M | +43.3% |
| 2009-10-22 | HK$1.78M | +9.2% |
| 2009-07-08 | HK$1.63M | +29.4% |
| 2007-09-20 | HK$1.26M | −1.6% |
| 1998-08-18 | HK$1.28M | — |