Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,753/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,506/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 328 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-12 | HK$3.49M | −14.5% 17.5y · 8.0%/yr |
| 2024-05-06 | HK$4.08M | +183.3% 16.8y · 11.0%/yr |
| 2007-08-08 | HK$1.44M | +94.6% |
| 2004-10-08 | HK$740K | +1.4% |
| 2001-10-18 | HK$730K | — |