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At today's rate and a 90% mortgage, the deposit on this unit is about HK$781K, with repayments around HK$34,083/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,166/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,416 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 482 Saleable ft²
- Gross Area
- 619 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-25 | HK$7.10M | −17.4% 5.9y · −3.0%/yr |
| 2019-05-22 | HK$8.60M | +0.0% 9.7y · 14.0%/yr |
| 2019-05-10 | HK$8.60M | +133.7% 9.7y · 14.0%/yr |
| 2009-08-28 | HK$3.68M | +43.8% |
| 2006-06-01 | HK$2.56M | +29.3% |
| 2001-08-22 | HK$1.98M | — |