Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,693/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,386/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$57,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-18 | HK$3.80M | −33.3% 13.8y · 4.0%/yr |
| 2022-06-10 | HK$5.70M | +132.7% 11.1y · 12.0%/yr |
| 2011-05-16 | HK$2.45M | +17.8% |
| 2010-12-03 | HK$2.08M | +2.5% |
| 1997-11-12 | HK$2.03M | +53.8% |
| 1996-04-16 | HK$1.32M | — |