Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,929/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,858/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 115 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 2
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 405 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-15 | HK$5.20M | +33.3% 4.1y · 8.0%/yr |
| 2014-08-08 | HK$3.90M | +28.7% |
| 2012-05-09 | HK$3.03M | +35.9% |
| 2010-01-20 | HK$2.23M | +11.5% |
| 2009-07-07 | HK$2.00M | +17.6% |
| 2007-10-09 | HK$1.70M | +8.3% |
| 2007-06-28 | HK$1.57M | +20.8% |
| 2007-05-04 | HK$1.30M | — |