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At today's rate and a 90% mortgage, the deposit on this unit is about HK$399K, with repayments around HK$17,400/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$399K · loan HK$3.59M · min. income ≈ HK$34,800/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- G
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-25 | HK$4.00M | −7.0% 8.0y · −1.0%/yr |
| 2018-03-12 | HK$4.30M | +66.7% 7.2y · 9.0%/yr |
| 2010-12-03 | HK$2.58M | +51.8% |
| 2010-03-19 | HK$1.70M | +8.3% |
| 2008-08-26 | HK$1.57M | — |