Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$604K, with repayments around HK$26,347/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$604K · loan HK$5.44M · min. income ≈ HK$52,694/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$139,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 346 Saleable ft²
- Gross Area
- 538 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-29 | HK$7.40M | +11.3% 2.8y · 4.0%/yr |
| 2017-11-17 | HK$6.65M | +95.6% 7.5y · 13.0%/yr |
| 2010-04-28 | HK$3.40M | +23.6% |
| 2008-02-27 | HK$2.75M | +150.0% |
| 2002-12-23 | HK$1.10M | — |