11/F 23
in KWAN YICK BUILDING PHASE 1 KWAN YICK BUILDING PHASE 1
Central and Western District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$294K, with repayments around HK$12,807/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$294K · loan HK$2.64M · min. income ≈ HK$25,614/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 23
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 340 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-03-06 | HK$4.16M | +362.2% 20.1y · 18.0%/yr |
| 1999-02-11 | HK$900K | −25.0% |
| 1997-04-21 | HK$1.20M | +26.3% |
| 1996-12-10 | HK$950K | — |