Skip to content
Crescira AVM · estimated value Medium confidence
HK$19.10M
≈ HK$13,971 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.73M, with repayments around HK$64,793/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$60,970
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,866
−HK$1,927/mo
Today · 4.125%
HK$64,793
baseline
▲ 0.50% · 4.625%
HK$68,736
+HK$3,943/mo

Deposit HK$5.73M · loan HK$13.37M · min. income ≈ HK$129,586/mo (50% DSR)

Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,202 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
B
Saleable Area
1,367 ft²
Gross Area
1,600 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2022-02-15 HK$19.50M +65.3%
11.5y
2010-09-01 HK$11.80M +38.8%
2007-10-26 HK$8.50M +113.6%
2003-11-26 HK$3.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 6 min walk · 479 m
Education
38
schools within 1 km (22 within 500 m)
Daily convenience
63
within 1 km (30 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 63 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com