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At today's rate and a 90% mortgage, the deposit on this unit is about HK$474K, with repayments around HK$20,664/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$474K · loan HK$4.26M · min. income ≈ HK$41,328/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$91,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 368 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 73%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-12 | HK$7.10M | +18.3% 4.3y · 4.0%/yr |
| 2016-11-25 | HK$6.00M | +54.6% 4.7y · 12.0%/yr |
| 2012-03-12 | HK$3.88M | +65.1% |
| 2009-10-30 | HK$2.35M | +17.5% |
| 2009-06-15 | HK$2.00M | +73.9% |
| 2004-12-14 | HK$1.15M | +26.4% |
| 2004-03-15 | HK$910K | −62.9% |
| 1997-06-18 | HK$2.45M | — |