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Crescira AVM · estimated value Medium confidence
HK$5.93M
≈ HK$14,983 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$593K, with repayments around HK$25,881/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,354
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$770/mo
Today · 4.125%
HK$25,881
baseline
▲ 0.50% · 4.625%
HK$27,456
+HK$1,575/mo

Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$51,762/mo (50% DSR)

Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,503 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
D
Saleable Area
396 ft²
Gross Area
509 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-05-19 HK$6.65M +136.7%
9.0y
2008-06-13 HK$2.81M +26.0%
2007-10-05 HK$2.23M +11.5%
2007-05-29 HK$2.00M +56.2%
2001-01-15 HK$1.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 4 min walk · 311 m
Education
19
schools within 1 km (9 within 500 m)
Daily convenience
20
within 1 km (12 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com