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At today's rate and a 90% mortgage, the deposit on this unit is about HK$392K, with repayments around HK$17,097/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$392K · loan HK$3.53M · min. income ≈ HK$34,194/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 346 Saleable ft²
- Gross Area
- 315 ft²
- Efficiency
- 110%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-12 | HK$4.00M | −24.5% 7.7y · −3.0%/yr |
| 2017-12-19 | HK$5.30M | +97.8% 7.1y · 14.0%/yr |
| 2010-12-02 | HK$2.68M | +37.4% |
| 2008-06-06 | HK$1.95M | +14.7% |
| 2008-02-29 | HK$1.70M | +84.8% |
| 2001-03-24 | HK$920K | — |