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Crescira AVM · estimated value Medium confidence
HK$10.98M
≈ HK$11,808 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,254/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,056
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,146
−HK$1,108/mo
Today · 4.125%
HK$37,254
baseline
▲ 0.50% · 4.625%
HK$39,521
+HK$2,267/mo

Deposit HK$3.29M · loan HK$7.69M · min. income ≈ HK$74,508/mo (50% DSR)

Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$411,795 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
E
Saleable Area
930 ft²
Gross Area
1,100 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-02-01 HK$12.80M +1.6%
6.5y
2011-08-29 HK$12.60M +37.7%
2008-05-08 HK$9.15M +47.6%
2007-06-06 HK$6.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 6 min walk · 457 m
Education
41
schools within 1 km (22 within 500 m)
Daily convenience
65
within 1 km (30 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 65 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com