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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,777/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.46M · min. income ≈ HK$33,554/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 4
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 351 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-28 | HK$4.07M | −0.3% 9.5y · 0.0%/yr |
| 2016-08-09 | HK$4.08M | +16.6% 3.2y · 5.0%/yr |
| 2013-05-20 | HK$3.50M | +62.0% |
| 2010-09-09 | HK$2.16M | +49.0% |
| 2007-10-18 | HK$1.45M | +7.4% |
| 1999-09-11 | HK$1.35M | — |