Crescira AVM · estimated value
● Medium confidence
HK$9.58M
≈ HK$5,805 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$958K, with repayments around HK$41,780/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$39,314
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,537
−HK$1,243/mo
Today · 4.125%
HK$41,780
baseline
▲ 0.50% · 4.625%
HK$44,322
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,560/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,844 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
LR-Sam Shing
≈ 46 min walk · 3,627 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 3/F
- Flat
- 1
- Saleable Area
- 1,650 Saleable ft²
- Gross Area
- 1,827 ft²
- Efficiency
- 90%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2006-11-08 | HK$4.32M | +20.0% |
| 2006-07-24 | HK$3.60M | +0.0% |
| 2006-07-05 | HK$3.60M | — |
Other appraised units in this building
Data sourced from Renavon.com