Crescira AVM · estimated value
● Medium confidence
HK$7.73M
≈ HK$5,676 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$773K, with repayments around HK$33,719/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$31,730
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,717
−HK$1,002/mo
Today · 4.125%
HK$33,719
baseline
▲ 0.50% · 4.625%
HK$35,771
+HK$2,052/mo
Deposit HK$773K · loan HK$6.96M · min. income ≈ HK$67,438/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
LR-Sam Shing
≈ 47 min walk · 3,692 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 3/F
- Flat
- 2
- Saleable Area
- 1,362 Saleable ft²
- Gross Area
- 1,526 ft²
- Efficiency
- 89%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2013-03-05 | HK$8.00M | +60.0% |
| 2000-05-16 | HK$5.00M | −35.6% |
| 1997-08-12 | HK$7.77M | +21.8% |
| 1997-04-18 | HK$6.38M | +29.7% |
| 1997-01-20 | HK$4.92M | — |
Other appraised units in this building
Data sourced from Renavon.com