Home Tuen Mun District PEARL ISLAND VILLAS BLOCK F2

4/F 1

Tuen Mun District · New Territories West

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Floor

G/F 1 286 ft² G/F 3 286 ft² G/F 5 286 ft² G/F 7 286 ft² G/F 8 286 ft² 1/F 1 572 ft² 1/F 2 286 ft² 1/F 4 286 ft² 1/F 5 286 ft² 1/F 6 286 ft² 1/F 7 286 ft² 2/F 1 286 ft² 2/F 2 572 ft² 2/F 3 286 ft² 2/F 6 286 ft² 2/F 7 286 ft² 2/F 8 286 ft² 3/F 3 286 ft² 3/F 4 286 ft² 3/F 5 286 ft² 3/F 7 287 ft² 3/F 8 286 ft² 4/F 1 286 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$2.24M

≈ HK$7,816 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$224K, with repayments around HK$9,750/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$9,175

−HK$575/mo

▼ 0.25% · 3.875%

HK$9,460

−HK$290/mo

Today · 4.125%

HK$9,750

baseline

▲ 0.50% · 4.625%

HK$10,343

+HK$593/mo

Deposit HK$224K · loan HK$2.01M · min. income ≈ HK$19,500/mo (50% DSR)

Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Sam Shing

≈ 29 min walk · 2,313 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: 1
Saleable Area: 286 Saleable ft²
Gross Area: 420 ft²
Efficiency: 68%
District: Tuen Mun District · New Territories West
School net (POA): 71

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-06-09	HK$1.74M	−37.9% 3.9y	HK$6,077	HK$4,138
2022-08-09	HK$2.80M	−8.5% 4.1y · −2.0%/yr	HK$9,790	HK$6,667
2018-06-14	HK$3.06M	+54.5% 3.6y · 15.0%/yr	HK$10,699	HK$7,286
2014-11-24	HK$1.98M	+122.5%	HK$6,923	HK$4,714
2010-09-01	HK$890K	−1.1%	HK$3,112	HK$2,119
2010-04-26	HK$900K	+23.3%	HK$3,147	HK$2,143
2010-03-25	HK$730K	—	HK$2,552	HK$1,738

Other appraised units in this building

Data sourced from Renavon.com