▼ 0.50% · 3.625%
HK$4,224
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,355
−HK$134/mo
Today · 4.125%
HK$4,489
baseline
▲ 0.50% · 4.625%
HK$4,762
+HK$273/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$8,978/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,699
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,825
−HK$128/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$261/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$146/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$301/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$141/mo
Today · 4.125%
HK$5,448
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$287/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$10,896/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$160/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$328/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,639
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$153/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$314/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$173/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,272
−HK$167/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,097
−HK$187/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,666
+HK$382/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,578
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,755
−HK$179/mo
Today · 4.125%
HK$6,934
baseline
▲ 0.50% · 4.625%
HK$7,299
+HK$365/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,868/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,336
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,533
−HK$200/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$410/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,048
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$192/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$392/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,968
−HK$214/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$437/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,518
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,720
−HK$204/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,342
+HK$418/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,180
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$227/mo
Today · 4.125%
HK$7,631
baseline
▲ 0.50% · 4.625%
HK$8,095
+HK$464/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,262/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,988
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,202
−HK$218/mo
Today · 4.125%
HK$8,420
baseline
▲ 0.50% · 4.625%
HK$8,864
+HK$444/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,840/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,603
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,839
−HK$241/mo
Today · 4.125%
HK$8,080
baseline
▲ 0.50% · 4.625%
HK$8,571
+HK$491/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,160/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,458
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,685
−HK$230/mo
Today · 4.125%
HK$8,915
baseline
▲ 0.50% · 4.625%
HK$9,385
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,830/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).