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Crescira AVM · estimated value Medium confidence
HK$10.10M
≈ HK$7,528 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.03M, with repayments around HK$34,273/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,250
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$1,019/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,358
+HK$2,085/mo

Deposit HK$3.03M · loan HK$7.07M · min. income ≈ HK$68,546/mo (50% DSR)

Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$378,840 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
B
Saleable Area
1,342 ft²
Gross Area
1,580 ft²
Efficiency
85%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2006-05-12 HK$4.80M +77.8%
2003-10-14 HK$2.70M −67.7%
1997-11-25 HK$8.35M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 7 min walk · 506 m
Education
21
schools within 1 km (3 within 500 m)
Daily convenience
17
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sam Shing Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com