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Crescira AVM · estimated value Medium confidence
HK$4.40M
≈ HK$6,681 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,176/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,044
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,605
−HK$571/mo
Today · 4.125%
HK$19,176
baseline
▲ 0.50% · 4.625%
HK$20,342
+HK$1,166/mo

Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,352/mo (50% DSR)

Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,944 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
D
Saleable Area
658 ft²
Gross Area
882 ft²
Efficiency
75%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2014-12-16 HK$4.08M +179.5%
2006-09-19 HK$1.46M −8.8%
2005-06-10 HK$1.60M −20.0%
1998-10-23 HK$2.00M −37.1%
1997-06-11 HK$3.18M +0.0%
1997-05-05 HK$3.18M +47.9%
1995-10-06 HK$2.15M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 29 min walk · 2,315 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com