▼ 0.50% · 3.625%
HK$4,313
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$137/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,863
+HK$279/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$131/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$266/mo
Deposit HK$946K · loan HK$946K · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,892
−HK$150/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,278
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$143/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$294/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,337
−HK$163/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$335/mo
Deposit HK$757K · loan HK$1.13M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,758
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$157/mo
Today · 4.125%
HK$6,069
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$320/mo
Deposit HK$757K · loan HK$1.13M · min. income ≈ HK$12,138/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,781
−HK$178/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,321
+HK$362/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$170/mo
Today · 4.125%
HK$6,575
baseline
▲ 0.50% · 4.625%
HK$6,921
+HK$346/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,150/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$191/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$391/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$183/mo
Today · 4.125%
HK$7,081
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,162/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,470
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$204/mo
Today · 4.125%
HK$6,875
baseline
▲ 0.50% · 4.625%
HK$7,294
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,750/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,197
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,391
−HK$195/mo
Today · 4.125%
HK$7,586
baseline
▲ 0.50% · 4.625%
HK$7,986
+HK$400/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,172/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,901
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,116
−HK$218/mo
Today · 4.125%
HK$7,334
baseline
▲ 0.50% · 4.625%
HK$7,780
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,668/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,677
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,883
−HK$209/mo
Today · 4.125%
HK$8,092
baseline
▲ 0.50% · 4.625%
HK$8,519
+HK$427/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,184/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,332
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,560
−HK$232/mo
Today · 4.125%
HK$7,792
baseline
▲ 0.50% · 4.625%
HK$8,266
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,584/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,157
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,376
−HK$222/mo
Today · 4.125%
HK$8,598
baseline
▲ 0.50% · 4.625%
HK$9,051
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,196/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,764
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,005
−HK$246/mo
Today · 4.125%
HK$8,251
baseline
▲ 0.50% · 4.625%
HK$8,753
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,502/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,637
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,869
−HK$235/mo
Today · 4.125%
HK$9,104
baseline
▲ 0.50% · 4.625%
HK$9,583
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,208/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).