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Crescira AVM · estimated value Medium confidence
HK$5.77M
≈ HK$8,426 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$577K, with repayments around HK$25,176/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,691
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,428
−HK$748/mo
Today · 4.125%
HK$25,176
baseline
▲ 0.50% · 4.625%
HK$26,708
+HK$1,532/mo

Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$50,352/mo (50% DSR)

Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,869 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
A
Saleable Area
685 ft²
Gross Area
888 ft²
Efficiency
77%
District
Tuen Mun District · New Territories West
School net (POA)
71

Transaction History

Date Price Gain / loss
2017-09-04 HK$6.20M +43.2%
3.8y
2013-11-11 HK$4.33M +11.3%
2011-04-08 HK$3.89M +52.5%
2010-05-24 HK$2.55M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sam Shing (Light Rail)
≈ 28 min walk · 2,193 m
(quite far — consider other transport options)
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com