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Crescira AVM · estimated value ● Medium confidence
HK$55.07M
≈ HK$26,062 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.52M, with repayments around HK$186,827/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$175,803
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$181,271
−HK$5,556/mo
Today · 4.125%
HK$186,827
baseline
▲ 0.50% · 4.625%
HK$198,195
+HK$11,368/mo

Deposit HK$16.52M · loan HK$38.55M · min. income ≈ HK$373,654/mo (50% DSR)

Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$2,340,468 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B1
Saleable Area
2,113 ft²
Gross Area
2,355 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2004-08-16 HK$23.68M +14.5%
4.5y
2000-03-02 HK$20.68M −10.3%
2.0y
1998-03-12 HK$23.05M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 29 min walk · 2,280 m
(quite far — consider other transport options)
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building