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Crescira AVM · estimated value Medium confidence
HK$51.87M
≈ HK$25,056 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.56M, with repayments around HK$175,956/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$165,573
−HK$10,383/mo
▼ 0.25% · 3.875%
HK$170,723
−HK$5,233/mo
Today · 4.125%
HK$175,956
baseline
▲ 0.50% · 4.625%
HK$186,662
+HK$10,706/mo

Deposit HK$15.56M · loan HK$36.31M · min. income ≈ HK$351,912/mo (50% DSR)

Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,275 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A2
Saleable Area
2,070 ft²
Gross Area
2,288 ft²
Efficiency
90%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-12-19 HK$75.00M +25.0%
2010-11-03 HK$60.00M +146.7%
2001-01-12 HK$24.32M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 29 min walk · 2,280 m
(quite far — consider other transport options)
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com