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Crescira AVM · estimated value Medium confidence
HK$72.37M
≈ HK$36,219 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.71M, with repayments around HK$245,506/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$231,019
−HK$14,487/mo
▼ 0.25% · 3.875%
HK$238,205
−HK$7,301/mo
Today · 4.125%
HK$245,506
baseline
▲ 0.50% · 4.625%
HK$260,445
+HK$14,939/mo

Deposit HK$21.71M · loan HK$50.66M · min. income ≈ HK$491,012/mo (50% DSR)

Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$3,075,571 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,998 ft²
Gross Area
2,350 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-12-09 HK$106.80M +65.4%
5.7y
2015-11-30 HK$64.59M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 11 min walk · 818 m
Education
12
schools within 1 km (5 within 500 m)
Daily convenience
22
within 1 km (0 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com