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Crescira AVM · estimated value ● Medium confidence
HK$85.67M
≈ HK$45,835 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$25.70M, with repayments around HK$290,625/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$273,476
−HK$17,149/mo
▼ 0.25% · 3.875%
HK$281,982
−HK$8,643/mo
Today · 4.125%
HK$290,625
baseline
▲ 0.50% · 4.625%
HK$308,309
+HK$17,684/mo

Deposit HK$25.70M · loan HK$59.97M · min. income ≈ HK$581,250/mo (50% DSR)

Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$3,640,792 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
1,869 ft²
Gross Area
2,719 ft²
Efficiency
69%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-11-12 HK$66.80M +45.2%
5.4y
2009-06-22 HK$46.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 9 min walk · 708 m
Education
22
schools within 1 km (6 within 500 m)
Daily convenience
36
within 1 km (5 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 36 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building