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Crescira AVM · estimated value ● Medium confidence
HK$90.48M
≈ HK$34,029 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$27.15M, with repayments around HK$306,970/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$288,856
−HK$18,114/mo
▼ 0.25% · 3.875%
HK$297,842
−HK$9,128/mo
Today · 4.125%
HK$306,970
baseline
▲ 0.50% · 4.625%
HK$325,649
+HK$18,679/mo

Deposit HK$27.15M · loan HK$63.34M · min. income ≈ HK$613,940/mo (50% DSR)

Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,845,558 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B
Saleable Area
2,659 ft²
Gross Area
2,847 ft²
Efficiency
93%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
1999-07-21 HK$27.50M −30.4%
2.1y
1997-06-27 HK$39.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 13 min walk · 1,001 m
Education
11
schools within 1 km (0 within 500 m)
Daily convenience
16
within 1 km (0 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building